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快递“小哥”抱团卖保险,动了谁的奶酪?

来源: 南方日报网络版     时间: 2019年09月23日 02:15:13
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极速赛车博彩漏洞信誉老台子平台直属招商客服【微\Q】【99045161】诚招代理【在线开户网址um298.com】龙虎和龙虎1赔2.211合1赔9.95,定位胆1赔9.95腾讯5,10分欢乐生肖,最高返水100反9快,最高赔率。快递“小哥”抱团卖保险,动了谁的奶酪?

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(这)(一)(次)(,“三)(通)(一)(达)(”抱)(团)(成)(立)(的)(中)(邦)(保)(险)(,注)(册)(资)(本)(为)(10亿)(元)(整)(,注)(册)(地)(在)(江)(西)(。4家)(公)(司)(均)(拟)(出)(资)(1.6亿)(元)(,各)(占)(中)(邦)(保)(险)(总)(股)(本)(的)(16%。董)(事)(会)(由)(9名)(董)(事)(组)(成)(,设)(董)(事)(长)(1名)(,各)(股)(东)(推)(荐)(1名)(董)(事)(,另)(设)(独)(立)(董)(事)(2名)(。
▲图)(片)(来)(源)(东)(方)(IC
这)(张)(保)(险)(牌)(照)(对)(“三)(通)(一)(达)(”有)(多)(重)(要)(?
互)(联)(网)(人)(力)(资)(源)(公)(司)(社)(保)(通)(商)(保)(总)(监)(李)(霄)(光)(在)(接)(受)(《国)(际)(金)(融)(报)(》记)(者)(采)(访)(时)(指)(出)(:“‘三)(通)(一)(达)(’成)(立)(保)(险)(公)(司)(有)(其)(刚)(性)(需)(求)(。一)(方)(面)(,通)(过)(新)(成)(立)(的)(中)(邦)(保)(险)(进)(行)(运)(营)(和)(消)(化)(,可)(以)(大)(大)(节)(省)(这)(几)(家)(公)(司)(自)(身)(业)(务)(购)(买)(商)(业)(保)(险)(产)(生)(的)(成)(本)(;另)(一)(方)(面)(,‘三)(通)(一)(达)(’自)(身)(业)(务)(和)(经)(营)(过)(程)(中)(衍)(生)(出)(来)(的)(其)(他)(保)(险)(需)(求)(,可)(以)(为)(中)(邦)(保)(险)(提)(供)(一)(部)(分)(收)(入)(,足)(以)(供)(养)(这)(家)(新)(成)(立)(的)(保)(险)(公)(司)(正)(常)(运)(营)(。”
“上)(述)(物)(流)(公)(司)(在)(经)(历)(了)(高)(速)(发)(展)(、上)(市)(之)(后)(,亟)(需)(寻)(找)(新)(增)(长)(点)(。”中)(国)(电)(子)(商)(务)(研)(究)(中)(心)(主)(任)(曹)(磊)(告)(诉)(《国)(际)(金)(融)(报)(》记)(者)(,“除)(了)(拓)(展)(快)(递)(主)(营)(业)(务)(,金)(融)(成)(为)(最)(重)(要)(的)(发)(展)(方)(向)(,而)(保)(险)(无)(疑)(是)(最)(佳)(的)(突)(破)(口)(。”
李)(霄)(光)(进)(一)(步)(分)(析)(:“对)(于)(快)(递)(公)(司)(的)(运)(营)(而)(言)(,人)(工)(成)(本)(越)(来)(越)(贵)(,快)(递)(员)(工)(在)(配)(送)(端)(的)(成)(本)(下)(降)(几)(乎)(不)(可)(能)(实)(现)(,因)(此)(,公)(司)(运)(营)(利)(润)(的)(主)(要)(来)(源)(将)(会)(产)(生)(于)(附)(加)(产)(品)(上)(,而)(这)(个)(附)(加)(产)(品)(就)(是)(保)(险)(。”
对)(此)(,申)(通)(快)(递)(、韵)(达)(股)(份)(在)(公)(告)(中)(坦)(言)(,本)(次)(对)(外)(投)(资)(短)(期)(来)(说)(虽)(是)(资)(产)(形)(态)(转)(移)(,由)(现)(金)(资)(金)(转)(换)(成)(股)(权)(投)(资)(,发)(起)(设)(立)(的)(保)(险)(公)(司)(短)(期)(也)(尚)(需)(市)(场)(的)(培)(育)(;而)(长)(期)(来)(说)(,随)(着)(保)(险)(公)(司)(经)(营)(业)(务)(的)(发)(展)(,快)(递)(公)(司)(在)(经)(营)(过)(程)(中)(的)(风)(险)(得)(以)(分)(担)(,快)(递)(公)(司)(服)(务)(质)(量)(及)(运)(营)(效)(率)(均)(能)(得)(到)(较)(大)(提)(升)(,二)(者)(之)(间)(的)(业)(务)(协)(同)(发)(展)(将)(形)(成)(共)(赢)(、叠)(加)(效)(应)(,符)(合)(公)(司)(及)(全)(体)(股)(东)(的)(长)(远)(利)(益)(。
2
瓜)(分)(“蛋)(糕)(”
当)(然)(,“三)(通)(一)(达)(”看)(中)(的)(不)(仅)(仅)(是)(物)(流)(行)(业)(的)(保)(险)(需)(求)(,还)(有)(整)(个)(中)(国)(保)(险)(业)(的)(“大)(蛋)(糕)(”。
数)(据)(显)(示)(:
2016年)(,全)(国)(保)(费)(收)(入)(3.1万)(亿)(元)(,年)(均)(增)(长)(16.8%;保)(险)(业)(总)(资)(产)(15.1万)(亿)(元)(,年)(均)(增)(长)(20%;我)(国)(保)(险)(市)(场)(规)(模)(先)(后)(赶)(超)(德)(国)(、法)(国)(、英)(国)(,2016年)(超)(过)(日)(本)(跃)(居)(世)(界)(第)(2位)(;保)(险)(业)(为)(全)(社)(会)(提)(供)(风)(险)(保)(障)(2372.78万)(亿)(元)(;赔)(付)(1.05万)(亿)(元)(。
首)(都)(经)(济)(贸)(易)(大)(学)(教)(授)(庹)(国)(柱)(在)(接)(受)(《国)(际)(金)(融)(报)(》记)(者)(采)(访)(时)(说)(:“市)(场)(的)(巨)(大)(潜)(力)(以)(及)(市)(场)(经)(济)(体)(制)(不)(断)(发)(展)(和)(完)(善)(,调)(动)(了)(民)(营)(资)(本)(的)(积)(极)(性)(,过)(去)(5年)(,一)(批)(民)(营)(资)(本)(进)(入)(保)(险)(业)(。不)(同)(类)(型)(的)(保)(险)(主)(体)(更)(能)(适)(应)(各)(个)(层)(次)(老)(百)(姓)(的)(保)(障)(需)(求)(。”
那)(么)(,“三)(通)(一)(达)(”进)(入)(保)(险)(业)(会)(对)(哪)(些)(公)(司)(产)(生)(影)(响)(?
根)(据)(公)(告)(:中)(邦)(保)(险)(的)(经)(营)(范)(围)(,成)(立)(初)(期)(将)(以)(物)(流)(行)(业)(的)(保)(险)(需)(求)(为)(主)(,销)(售)(各)(类)(货)(物)(运)(输)(险)(、车)(险)(、财)(产)(保)(险)(、责)(任)(保)(险)(及)(意)(外)(险)(等)(产)(品)(。具)(体)(业)(务)(范)(围)(经)(中)(国)(保)(监)(会)(批)(准)((以)(国)(家)(保)(监)(部)(门)(核)(定)(的)(范)(围)(为)(准)()。
“从)(公)(告)(看)(,中)(邦)(保)(险)(的)(经)(营)(范)(围)(与)(传)(统)(财)(产)(险)(公)(司)(并)(无)(区)(别)(。”一)(位)(不)(愿)(透)(露)(姓)(名)(的)(业)(内)(人)(士)(对)(《国)(际)(金)(融)(报)(》记)(者)(分)(析)(,“但)(是)(,初)(期)(主)(要)(是)(以)(物)(流)(行)(业)(的)(保)(险)(需)(求)(为)(主)(。对)(于)(那)(些)(与)(‘三)(通)(一)(达)(’合)(作)(的)(保)(险)(公)(司)(而)(言)(,业)(务)(肯)(定)(会)(受)(到)(影)(响)(。”
此)(外)(,以)(退)(货)(运)(险)(发)(家)(的)(众)(安)(在)(线)(是)(否)(也)(会)(受)(到)(冲)(击)(?公)(开)(资)(料)(显)(示)(,众)(安)(在)(线)(退)(货)(运)(费)(险)(保)(费)(由)(2015年)(至)(2016年)(呈)(现)(减)(少)(趋)(势)(。
众)(安)(在)(线)(首)(席)(执)(行)(官)(陈)(劲)(在)(接)(受)(《国)(际)(金)(融)(报)(》记)(者)(采)(访)(时)(坦)(言)(,欢)(迎)(市)(场)(出)(现)(新)(的)(参)(与)(者)(。
过)(去)(一)(段)(时)(间)(,众)(安)(在)(线)(的)(退)(货)(运)(费)(险)(保)(费)(确)(实)(有)(所)(减)(少)(,除)(了)(市)(场)(原)(因)(,也)(有)(主)(动)(调)(整)(的)(关)(系)(。希)(望)(通)(过)(深)(入)(嵌)(入)(多)(类)(型)(线)(上)(渠)(道)(来)(减)(少)(对)(单)(一)(渠)(道)(的)(依)(赖)(,致)(力)(于)(服)(务)(互)(联)(网)(生)(态)(消)(费)(链)(,挖)(掘)(并)(满)(足)(用)(户)(的)(碎)(片)(化)(需)(求)(,为)(实)(体)(经)(济)(保)(驾)(护)(航)(。
值)(得)(一)(提)(的)(是)(,BATJ四)(巨)(头)(在)(保)(险)(领)(域)(布)(局)(已)(久)(,近)(期)(更)(有)(加)(快)(步)(伐)(之)(势)(。
10月)(19日)(,百)(度)(金)(融)(向)(《国)(际)(金)(融)(报)(》记)(者)(证)(实)(,已)(收)(购)(黑)(龙)(江)(联)(保)(龙)(江)(保)(险)(经)(纪)(有)(限)(责)(任)(公)(司)(。据)(消)(息)(称)(,百)(度)(还)(拟)(分)(别)(与)(安)(联)(保)(险)(、高)(瓴)(资)(本)(等)(,以)(及)(与)(太)(平)(洋)(保)(险)(等)(发)(起)(设)(立)(互)(联)(网)(财)(险)(公)(司)(。
前)(不)(久)(,保)(监)(会)(官)(网)(披)(露)(,由)(腾)(讯)(控)(股)(持)(股)(57.8%的)(微)(民)(保)(险)(代)(理)(有)(限)(公)(司)(获)(批)(设)(立)(。微)(民)(是)(腾)(讯)(拿)(下)(的)(首)(张)(保)(险)(代)(理)(牌)(照)(,至)(此)(,腾)(讯)(的)(手)(上)(已)(集)(齐)(财)(险)(、寿)(险)(、保)(险)(代)(理)(三)(大)(基)(础)(业)(务)(。
另)(据)(记)(者)(梳)(理)(发)(现)(,蚂)(蚁)(金)(服)(也)(在)(2015年)(底)(成)(立)(了)(保)(险)(事)(业)(部)(,之)(后)(还)(控)(股)(国)(泰)(产)(险)(,同)(时)(发)(起)(成)(立)(信)(美)(相)(互)(人)(寿)(保)(险)(社)(。2016年)(4月)(,阿)(里)(巴)(巴)(集)(团)(与)(中)(国)(太)(平)(、太)(平)(人)(寿)(等)(企)(业)(,一)(起)(成)(立)(阿)(里)(健)(康)(保)(险)(公)(司)(,从)(事)(互)(联)(网)(健)(康)(保)(险)(相)(关)(业)(务)(。
京)(东)(方)(面)(,则)(拟)(通)(过)(申)(请)(牌)(照)(或)(者)(投)(资)(购)(买)(的)(方)(式)(进)(入)(保)(险)(业)(。
那)(么)(,半)(路)(“杀)(出)(”的)(中)(邦)(保)(险)(会)(搅)(乱)(BATJ的)(保)(险)(布)(局)(吗)(?
在)(李)(霄)(光)(看)(来)(:“‘三)(通)(一)(达)(’发)(起)(成)(立)(保)(险)(公)(司)(的)(核)(心)(不)(是)(互)(联)(网)(思)(维)(,而)(是)(从)(自)(身)(运)(营)(的)(角)(度)(出)(发)(。对)(他)(们)(而)(言)(,自)(己)(做)(保)(险)(比)(向)(保)(险)(公)(司)(采)(购)(的)(成)(本)(低)(。”
“从)(捆)(绑)(销)(售)(航)(意)(险)(、航)(延)(险)(可)(以)(看)(出)(,保)(险)(公)(司)(通)(过)(平)(台)(获)(取)(了)(大)(量)(的)(客)(户)(资)(源)(、数)(据)(和)(利)(润)(。”曹)(磊)(认)(为)(,“物)(流)(企)(业)(面)(临)(同)(样)(的)(问)(题)(,因)(此)(,通)(过)(自)(建)(保)(险)(公)(司)(,可)(以)(降)(低)(运)(营)(成)(本)(。但)(是)(,与)(这)(些)(互)(联)(网)(企)(业)(相)(比)(,‘三)(通)(一)(达)(’的)(平)(台)(要)(小)(得)(多)(。”
记)(者)(张)(颖)(返)(回)(搜)(狐)(,查)(看)(更)(多)(
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